Welcome to the ultimate guide for baking the most incredibly moist and flavorful Cinnamon Chocolate Chip Banana Bread! This recipe isn’t just easy to make; it’s a delightful experience that fills your home with an irresistible aroma. Say goodbye to complicated baking processes, as this is a true one-bowl, no-mixer wonder. We’re talking about perfectly mashed ripe bananas, a generous swirl of warm cinnamon, and an abundance of mini chocolate chips, all culminating in a loaf that’s tender on the inside and boasts a uniquely delicious, cinnamon-sugar-coated crust. This isn’t just any banana bread; it’s a celebration of simple ingredients creating extraordinary taste.

This Cinnamon Chocolate Chip Banana Bread has quickly become a beloved staple, earning its title as my absolute favorite banana bread recipe. Its charm lies not only in its sensational flavor but also in its unparalleled simplicity. Imagine whipping up a batch of this comforting treat with minimal fuss and only one bowl to clean – yes, it’s that easy! In fact, it’s such a straightforward recipe that even my three-year-old loves to lend a helping hand in the kitchen, making it a perfect family activity.
What truly elevates this banana bread to an art form is the clever use of a cinnamon-sugar coating for the pan. This ingenious step ensures that every single bite, from the soft center to the golden-brown edges, is infused with a delightful cinnamon sweetness. An extra sprinkle of cinnamon sugar and mini chocolate chips on top creates a beautiful crust and an explosion of flavor and texture that will have everyone reaching for a second slice.
For those who adore banana bread as much as we do, be sure to explore more fantastic recipes like our Double Chocolate Banana Bread, the nutty goodness of Walnut Chocolate Chip Banana Bread, and the elegant swirl of Easy Cinnamon Swirl Banana Bread. Each offers a unique twist on this classic comfort food.
Why This Banana Bread Recipe Stands Out
There are countless banana bread recipes out there, but this Cinnamon Chocolate Chip Banana Bread truly shines. Here’s why it’s destined to become your new go-to:
- Effortlessly Simple: Forget the stand mixer! This recipe requires nothing more than a single bowl and a whisk, making cleanup a breeze and baking accessible for everyone, regardless of their baking experience. It’s a true testament to how extraordinary flavors can come from simple methods.
- Perfect for All Ages: Not only is this banana bread delicious, but its straightforward nature makes it an ideal baking project for kids. Getting little ones involved in mashing bananas and stirring ingredients fosters a love for cooking and creates precious family memories.
- Irresistible Chocolate Pockets: We’ve packed this bread full of mini chocolate chips, ensuring a delightful burst of melty chocolate in every bite. The smaller size of the chips allows for better distribution, guaranteeing that chocolatey goodness isn’t just an occasional surprise but a consistent pleasure.
- Cinnamon Sensation Throughout: This isn’t just a hint of cinnamon; it’s a celebration of it! With cinnamon mixed directly into the batter and generously coated on the outside of the loaf pan, every part of this banana bread delivers that warm, comforting spice. The cinnamon sugar crust creates an additional layer of texture and flavor that’s utterly divine.

Essential Ingredients for Your Perfect Loaf
Crafting the perfect loaf begins with selecting the right ingredients. Each component plays a crucial role in achieving the moist texture and rich flavor that defines this cinnamon chocolate chip banana bread. For a complete list with exact measurements, please refer to the recipe card below.
- Unsalted Butter: Using unsalted butter allows you to control the overall saltiness of the bread. It’s vital that the butter is melted and then cooled to room temperature before incorporating it into the wet ingredients. Hot butter can start to cook the eggs, leading to an undesirable texture.
- Brown Sugar: We recommend using light brown sugar for this recipe. Its molasses content not only adds a deeper, more complex flavor compared to white sugar but also contributes significantly to the bread’s moistness and tender crumb.
- Large Eggs: Eggs act as a binder, providing structure and richness. For best results, ensure your large eggs are at room temperature. This allows them to emulsify more effectively with the other ingredients, resulting in a smoother, more uniform batter and a lighter final product. Pull them out of the refrigerator at least 2 hours before you plan to bake.
- Full-Fat Sour Cream: Sour cream is a secret weapon for an incredibly moist and tender banana bread. Its acidity reacts with the baking soda to provide lift, while its fat content adds richness and moisture without making the bread oily. Like eggs, full-fat sour cream should be at room temperature for optimal mixing.
- Overripe Bananas: The star of the show! The riper the bananas, the sweeter and more flavorful your bread will be. Look for bananas with numerous brown spots, or even entirely brown peels – these are packed with natural sugars and are easy to mash. You’ll need about 1 cup of mashed bananas, typically from 3 medium-sized overripe bananas.
- Mini Chocolate Chips: While regular semi-sweet or even dark chocolate chips can work, mini chocolate chips are highly recommended. Their smaller size ensures that every slice, every bite, contains delightful pockets of melted chocolate, distributing the sweetness evenly throughout the bread. Avoid milk chocolate chips, as they can make the bread overly sweet.
- Cinnamon Sugar Mixture: This simple blend of granulated white sugar and ground cinnamon is key to creating that irresistible, flavorful crust. Prepare it in a small bowl before you begin mixing the batter to have it ready for coating your loaf pan.
- All-Purpose Flour, Baking Soda, Salt, Ground Cinnamon: These pantry staples form the backbone of our dry ingredients. The flour provides structure, baking soda acts as a leavening agent for a light texture, salt balances the sweetness and enhances flavor, and extra ground cinnamon amplifies that comforting spice.
- Pure Vanilla Extract: A touch of pure vanilla extract enhances all the other flavors, adding a layer of aromatic warmth and complexity that truly rounds out the banana bread’s profile.
Step-by-Step Guide to Baking Irresistible Banana Bread
Get ready to create a masterpiece with this straightforward, one-bowl recipe! You’ll primarily need a large mixing bowl, a whisk, a rubber spatula, and a 9×5-inch loaf pan. No need for a fancy stand mixer or electric hand mixer – simplicity is key here!
- Prepare Your Cinnamon Sugar Coating: In a small bowl, combine 1/4 cup of white granulated sugar and 1 teaspoon of ground cinnamon. Stir them together until well blended. Set aside.
- Preheat Oven and Prepare Loaf Pan: Preheat your oven to 350°F (175°C). Lightly spray your 9×5-inch loaf pan with non-stick baking spray. For easier removal, line the bottom and the two longer sides of the pan with a strip of parchment paper, leaving an overhang on the sides. Spray the parchment paper again. Sprinkle your prepared cinnamon sugar mixture into the pan. Shake and rotate the pan until the bottom and sides are evenly coated. Pour any excess cinnamon sugar into a separate small bowl – this will be used for topping the bread later.
- Mash Bananas and Prepare Wet Ingredients: On a plate or in a shallow bowl, mash your overripe bananas using a fork or a potato masher until mostly smooth with a few small lumps for texture. In your large mixing bowl, combine the cooled melted butter, light brown sugar, room temperature large eggs, room temperature full-fat sour cream, pure vanilla extract, and the mashed bananas. Whisk these wet ingredients together thoroughly until they are well combined and the mixture is pale in color.
- Combine Dry and Wet Ingredients: In a separate medium-sized bowl (or simply sift directly into the large bowl if you’re truly aiming for one-bowl perfection), sift together the all-purpose flour, baking soda, salt, and 1 1/2 teaspoons of ground cinnamon. Gradually add the dry ingredients to the wet banana mixture in the large bowl. Whisk gently until just combined. Be careful not to overmix; a few streaks of flour are perfectly acceptable and will result in a more tender bread.
- Fold in Chocolate Chips: Once the batter is just combined, add the 3/4 cup of mini chocolate chips. Use your rubber spatula to gently fold them into the batter until they are evenly distributed.
- Fill Pan and Add Toppings: Carefully pour the prepared banana bread batter into your cinnamon-sugar-coated loaf pan. Smooth the top with your spatula. Now, take the excess cinnamon sugar you saved earlier and generously sprinkle it over the top of the batter. Add a few extra mini chocolate chips on top for a beautiful finish.
- Bake to Perfection: Place the loaf pan in the preheated oven and bake for 50-60 minutes. The bread is done when a wooden skewer or toothpick inserted into the center comes out with moist crumbs attached, but no wet batter. Keep an eye on it after 50 minutes, as oven temperatures can vary.
- Cool and Serve: Once baked, remove the banana bread from the oven and let it cool in the hot pan for at least 10 minutes. This allows the loaf to set and makes it easier to remove. After 10 minutes, use the parchment paper overhangs to carefully lift the banana bread out of the pan and transfer it to a wire cooling rack. It’s crucial to let the banana bread cool completely before slicing into it. Cooling ensures the internal structure fully sets, preventing a crumbly loaf and preserving that wonderfully moist texture.





Pro Tips for Baking Success
Achieving a consistently perfect loaf of banana bread is easy with a few expert tips:
- Measure Flour Accurately: This is a common pitfall! Always spoon your flour into the measuring cup and then level it off with a straight edge (like the back of a knife). Scooping the measuring cup directly into the flour bag can compact it, leading to significantly more flour than needed. Too much flour will result in a dense, dry, and crumbly banana bread, rather than the moist, tender loaf you desire. Alternatively, using a kitchen scale for precise measurement is always the best option.
- Embrace Parchment Paper for Easy Release: Lining the bottom and two long sides of your loaf pan with parchment paper, leaving an overhang, is a game-changer. Once baked and slightly cooled, you can simply lift the banana bread out of the pan by grabbing the parchment paper edges. This not only prevents sticking but also helps preserve that beautiful cinnamon-sugar crust.
- Ensure Butter is Cooled (Not Hot): While the recipe calls for melted butter, it’s crucial that it cools down to room temperature before you mix it with the other wet ingredients, especially the eggs. Hot butter can partially cook the eggs, which will negatively impact the texture and rise of your banana bread, making it dense or rubbery.
- Avoid Overmixing the Batter: Once you add the dry ingredients to the wet, mix just until they are combined. Overmixing develops the gluten in the flour, leading to a tough and chewy banana bread rather than a soft and tender one. A few small lumps are perfectly fine and will bake out.
- Room Temperature Ingredients are Key: For eggs, sour cream, and even bananas (though they should be overripe for mashing), bringing them to room temperature allows them to combine more smoothly and evenly. This creates a more uniform batter and a finer crumb in the finished bread, as ingredients at the same temperature emulsify better.
- Test for Doneness Properly: While a toothpick inserted into the center should come out with moist crumbs (not wet batter), remember that every oven is different. If the top of your bread is browning too quickly, you can loosely tent it with aluminum foil for the last 15-20 minutes of baking.
- Don’t Rush the Cooling Process: It’s tempting to slice into a warm loaf, but patience is a virtue here. Allowing the banana bread to cool completely on a wire rack ensures its internal structure sets properly. This prevents it from collapsing or becoming gummy, guaranteeing that perfectly moist and sliceable texture.

Frequently Asked Questions (FAQ)
Absolutely! This recipe is incredibly versatile and works wonderfully for muffins. Simply prepare the batter as directed, then divide it evenly among 24 standard muffin cups lined with paper liners. Bake for a shorter duration, typically 16-18 minutes, or until a toothpick inserted into the center of a muffin comes out with moist crumbs. Keep an eye on them, as muffin baking times can vary slightly.
Yes, you can adapt this recipe to fit an 8×4-inch loaf pan. If using an 8×4-inch pan, fill it approximately three-quarters of the way with batter. The remaining batter can be used to make a few muffins, ensuring no deliciousness goes to waste! Be aware that baking times may vary slightly with a different pan size; smaller pans might require a bit longer due to a thicker loaf, so always test for doneness.
Yes, Greek yogurt is an excellent substitute for sour cream in this recipe! For best results, opt for plain, full-fat Greek yogurt. Its rich texture and tangy flavor will contribute to a wonderfully moist and tender banana bread, just like sour cream does. Ensure it’s at room temperature before mixing for optimal batter consistency.
Overripe bananas are key for maximum sweetness and moisture. If your bananas aren’t quite brown-spotted, you can speed up the ripening process. Place them on a baking sheet and bake at 250°F (120°C) for 15-20 minutes, or until their skins are black and shiny. Let them cool before mashing. Alternatively, you can place them in a paper bag with an apple overnight to accelerate ripening.
Absolutely! If you enjoy a little crunch, feel free to add about 1/2 to 3/4 cup of chopped walnuts or pecans along with the chocolate chips. This will add another layer of texture and flavor, complementing the cinnamon and banana beautifully. Toasting the nuts lightly before adding them can enhance their flavor even further.
Storage and Freezing Instructions
Proper storage is essential to keep your Cinnamon Chocolate Chip Banana Bread fresh and delicious for as long as possible. This loaf is so good, it might not last long enough to worry about storage!
Storing Your Banana Bread
Once your banana bread has completely cooled, store it in an airtight container at room temperature. This will help maintain its moisture and prevent it from drying out. When stored correctly, your delicious banana bread will stay fresh and soft for up to 5 days, making it perfect for breakfast, a snack, or a delightful dessert.
Freezing for Future Enjoyment
If you’ve managed to resist eating the entire loaf, or if you’re planning ahead, this banana bread freezes beautifully. For best results, slice the banana bread into individual portions. Wrap each slice tightly in plastic wrap, then place the wrapped slices in a freezer-safe bag or airtight container. This method helps prevent freezer burn and makes it easy to grab a single serving whenever a craving strikes. It can be frozen for up to 30 days. To enjoy, simply thaw the individual slices at room temperature for 1-2 hours, or gently warm them in the microwave for a few seconds for that freshly baked feel.

Other Delicious Banana Recipes To Explore
Don’t forget to leave a STAR REVIEW if you loved this recipe! We’d love to see your creations – make sure to tag us on Instagram @stephaniesweettreats. For more culinary inspiration and sweet ideas, be sure to follow us on Pinterest. Happy baking!

Rating: 5 out of 5 stars from 15 reviews
Cinnamon Chocolate Chip Banana Bread
This cinnamon chocolate chip banana bread is a very easy to make and moist banana bread. The pan is coated in cinnamon sugar and is topped with extra cinnamon sugar and mini chocolate chips.
Print Recipe |
Pin Recipe |
Leave a Review
Prep Time: 20 mins | Cook Time: 55 mins | Total Time: 1 hr 15 mins
Servings: 9 slices
Ingredients
Cinnamon Sugar
- 1/4 cup White granulated sugar
- 1 tsp Ground cinnamon
Banana Bread
- 2 cups All-purpose flour
- 1 tsp Baking soda
- 1/2 tsp Salt
- 1 1/2 tsp Ground cinnamon
- 1/2 cup Butter, melted and cooled
- 3/4 cup Brown sugar, packed light brown sugar
- 2 Large eggs, room temperature
- 1/4 cup Sour Cream, room temperature
- 3 Overripe bananas, mashed. Equal to 1 cup.
- 1 tsp Pure vanilla extract
- 3/4 cup Mini chocolate chips, plus more to top the loaf.
Instructions
- In a small bowl mix the sugar and cinnamon together.
- Preheat oven to 350°F (175°C). Spray a 9X5-inch loaf pan with non-stick baking spray. Line the bottom and 2 sides with parchment paper. Spray again. Sprinkle the cinnamon sugar in the pan. Shake the pan until it is coated. Pour the excess of cinnamon sugar into a bowl to use on top.
- In a medium sized bowl, sift together the flour, baking soda, salt, and cinnamon. Set aside. Mash bananas on a plate. Use a fork or a potato masher to mash them. Melt the butter in the microwave, let it cool to room temperature before using.
- In a separate large bowl, mix the melted butter, brown sugar, sour cream, mashed bananas, vanilla, and eggs. Use a whisk to mix together.
- Add the dry ingredients into the wet. Whisk until just combined. Pour in the mini chocolate chips and mix until combined.
- Pour the batter into the pan. Top with the extra cinnamon sugar and extra mini chocolate chips.
- Bake for 50-60 minutes until a toothpick inserted comes out clean.
- Let it sit for 10 minutes in the hot pan. Then, transfer the loaf to a cooling rack. Let it cool completely before cutting into it.
Notes
Flour – Make sure flour is spooned and leveled or use a kitchen scale. Compacted flour can dry out the banana bread.
High altitude baking – Add an extra 2 TBSP of flour.
Pull out dairy ingredients 2 hours before baking.
Nutrition Facts
Calories: 373kcal, Carbohydrates: 56g, Protein: 4g, Fat: 15g, Saturated Fat: 9g, Polyunsaturated Fat: 1g, Monounsaturated Fat: 3g, Trans Fat: 1g, Cholesterol: 33mg, Sodium: 350mg, Potassium: 68mg, Fiber: 1g, Sugar: 33g, Vitamin A: 390IU, Vitamin C: 1mg, Calcium: 52mg, Iron: 2mg
Did you make this recipe? Please leave a star rating and review below!
